Healthcare Benefits

Ensuring that staff are fit and capable starts at pre-employment as does their understanding of how they might stay fit and capable during their employment. Such health programmes must also continue in a consistent way for the best results - always accepting the provisions of the Disability Discrimination Act.

   Peter Marno
 

Typical healthcare services for companies are:

  • sickness absence policies and procedures
  • sick pay and private treatment policies
  • occupational health and employee assistance programmes
  • rehabilitation services
  

Risk aspects of these may be included in insurance products such as Private Medical Insurance and Long Term Disability insurance (sometimes referred to as Permanent Health Insurance and Income Replacement).  Furthermore, employers should consider Employers Liability as a ‘health insurance’ product as the risk elements are similar.